Saqta Privacy Policy

Last updated: 4 September 2026

Who processes your data

The operator is Rustem Yessaliyev, Shymkent, Kazakhstan. For privacy questions, contact privacy@saqta-app.com.

What we collect

• Email address. The only way to sign in: your one-time code is sent there. The app has no other account identifier.
• Financial records. Transactions, accounts, categories, limits and balances — everything you enter yourself or confirm after a statement is parsed.
• Voice recordings. Only when you dictate a transaction by tapping the microphone. A recording lasts at most two minutes.
• Attached files. PDF statements and payment screenshots that you attach yourself.
• Device details. An installation identifier and your device language, so that sync can tell your devices apart and emails and replies arrive in your language.

We do not collect your location, contacts, health data or advertising identifiers.

Why we use it

• To show your transaction feed, analytics, budgets and forecasts.
• To parse statements and transcribe dictated transactions.
• To send your sign-in code.
• To sync your data between your devices.

Who we share it with

• The AI model provider (OpenRouter and the models it routes to). This receives: the text of your assistant messages, the files you attach, your voice recordings, and aggregate figures used to answer questions about your finances. Our server does not retain file or recording contents — they live for exactly one model response.
• The email provider (Resend). The recipient address and the sign-in code.
• The hosting provider that runs the service.

We do not sell your data and do not share it with advertising networks.

How long we keep it

• Copies of attached files on your device are deleted after 24 hours.
• File contents are not stored on the server.
• Everything else is kept for as long as your account exists.

Tracking

The app does not track you across other companies' apps or websites. It does not use the device advertising identifier (IDFA), does not show ads, and does not ask for App Tracking Transparency permission.

Your rights

Deletion. Profile → "Delete account". Your account, transactions, accounts, limits and files are deleted from the server and from this device. This cannot be undone.

Access and correction. You can see and change all of your records in the app. For anything else, write to privacy@saqta-app.com.

Changes

If this policy changes, we will update the date above and show the new version in the app.